Total & Permanent Disability Insurance
It’s easy to take good health for granted. But the reality is, sometimes we become ill or have an accident and, if it’s serious, we might be unable to work ever again.
What is Total Permanent Disablement Insurance?
Total Permanent Disablement can provide
a lump-sum payment, and financial peace
of mind, should you become totally and
permanently disabled and be unable to work,
through accident or illness.
Does your cover go far enough?
How would your family or your business cope if you were permanently disabled? Do you have a plan to provide for them? What would happen to your future plans, and theirs
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Accidents & Injuries
At the time of the 2006 census twenty percent of New Zealanders lived with a disability, with accidents or injuries the most common cause of disability for adults aged 15 to 44 years.
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Stroke
There are an estimated 60,000 stroke survivors in New Zealand. Many are disabled and need significant daily support.
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Motor Neurone Disease
In New Zealand, there are approximately 300 people suffering from Motor Neurone Disease at any one time. Around 100 people are diagnosed with the disease and 100 people die every year.